نوع مقاله : برگرفته از پایان نامه و رساله
نویسندگان
1 کردستان- سنندج-خیایان پاسداران- دانشگاه کردستان
2 گروه روانشناسی دانشگاه کردستان
3 گروه حسابداری،دانشکده علوم انسانی و اجتماعی،دانشگاه کردستان،کردستان،ایران
چکیده
کلیدواژه‌ها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Financial literacy is a crucial factor in investors' successful decision-making. Investors with higher financial literacy can make more informed decisions, reducing risk and increasing profits. Source credibility theory emphasizes the tendency of individuals to trust information from credible sources. Investors with greater financial literacy can better identify reliable financial information sources and make sounder decisions.This research explored the impact of financial literacy (knowledge, attitude, and behavior) on investors' judgment, considering source credibility theory (source bias, source competence, and individual bias). The study employed a descriptive approach and correlational statistics. The target population included capital market participants from Kermanshah, Kurdistan, Hamedan, and Ilam, selected through available sampling. Data were collected through questionnaires and analyzed using structural equation modeling.The findings revealed a significant influence of financial attitude and behavior on investors' judgment, while financial knowledge showed no significant effect. Individuals with a better understanding and appreciation of financial decision-making concepts and stronger personal values related to various financial concepts are more adept at analyzing and evaluating investment risks and opportunities, leading to better judgment. Source credibility theory, as a moderating variable, played a significant role in the association between financial literacy and investors' judgment.
کلیدواژه‌ها [English]
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